We are committed to providing our clients with the best loan options and making the process as smooth as possible for them. We have a good understanding of the market and we have a good relationship with different types of lenders, which makes us a one-stop for all your real estate financing needs.
Home Loan Documents Required
| Identity Proof (any one) | Residence Proof (any one) | Other Documents |
|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card |
| PAN Card | Copy of valid Passport/Aadhaar Card/Driving License | Duly filled loan application form affixed with 3 passport size photographs |
| Voter ID | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions | |
| Valid Passport | Bank account statements for all the bank accounts owned by the applicant for the last six months |
Income Proof Documents
| For Self-employed Applicant/Co-applicant: | For Salaried Applicant/Co-applicant: |
|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months |
| Certificate of Qualification (for Doctors/CA and other professionals) | Copy of Form 16 or Income Tax Returns for the last two years |
| Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years | |
| Business License Details | |
| Business address proof | |
| TDS Certificate |
Home Loan Eligibility
| Eligibility Criteria | Requirement |
|---|---|
| Age | Minimum Age: 18 years and Maximum Age: 70 years |
| Resident Type | The applicant must be (any one):
|
| Employment | The applicant can be (any one):
|
| Net Annual Income | At least Rs.5-6 lakh depending on the type of employment |
| Residence | The applicant must have (any one):
|
| Credit score | A good credit score of at least 750 or more obtained from a recognised credit bureau |